Your relationships.
Our products.
Recurring income.
Every dealer and business owner you know needs what ISC runs: insurance, F&I products, payment processing. Bring the relationship — we handle the markets, the admin, and the claims. You earn on every one, month after month.
No minimums · No exclusivity · Never competes with your book · Available in most states
Seven ways to earn off relationships you already have
Sell it, co-sell it with us, or refer it — every product below pays you, and ISC does the heavy lifting on all of them.
Dealer Insurance Program
The whole dealership account: garage liability, open lot & inventory, work comp, commercial auto, EPLI, cyber, property — a class most agencies can’t place.
AgentCare — Dealer VSC
A month-to-month vehicle service contract dealers offer in F&I. Affordable for the customer, a profit center for the store, and easy to say yes to.
Merchant Services
We review one processing statement and show any card-accepting business what they’re overpaying — dealers, shops, restaurants, retail. Real numbers, free review.
ValueShield®
Diminished-value protection that pays the customer more at trade-in when an accident hits the CARFAX. Answers the hardest objection on the lot — in writing.
F&I Protection Suite
GAP, tire & wheel, appearance protection, theft deterrent & GPS, prepaid maintenance — the full dealer protection menu, with training and compliance support.
AgentCare Essentials
A white-labeled vehicle-protection membership your agency offers its own personal-lines book — under your brand, run by us. Retention plus recurring revenue.
Surety & Dealer Bonds
Every dealer needs a bond before they’re licensed — a five-minute application and a natural door-opener into the rest of the account.
The play most partners run
Open the door with the bond or the free statement review. Land the insurance account. Add AgentCare and the F&I menu. Now one relationship pays you five ways.
Don’t take our word for it. Run the numbers.
Drag the sliders to your book. Every figure is illustrative — your exact split gets locked on the call — but the shape of the curve is the point: this income stacks.
Illustrative only. Premiums, commission rates, and your split vary by account, state, and agreement — locked in writing before you place anything.
Three steps, and the admin is never yours
Bring the relationship
A dealer client, a shop that runs cards, a business that needs coverage. You know them; that’s the hard part, and you’ve already done it.
We run the program
Markets, placement, enrollment, billing, claims, compliance, training — all ISC. Sell it yourself, co-sell with us, or hand it off entirely.
You get paid — recurring
Upfronts where they apply, residuals every month, commission shares on every renewal. Add accounts and it stacks; nothing resets to zero in January.
Built by an independent agency, for independent agents
It never competes with your book
AgentCare and the F&I menu aren’t insurance, and the dealer program is a class you couldn’t place anyway. Pure additive revenue, zero cannibalization.
Specialists behind every placement
Dealer and garage risk is most of what we do — 18+ specialty commercial lines, top-rated markets, and the team that built the first NIADA association-based insurance agency in the country.
Training, compliance, and support included
F&I menu training for your dealers, compliance assurance on the products, and a person to call — not a 1-800 queue.
No minimums. No exclusivity. No fees.
Bring one account or build a vertical. Sell, co-sell, or refer. Every model pays; you choose the lane deal by deal.
Recurring income raises your agency’s value
Residual lines that renew without you re-selling them are exactly what agency valuations reward — you’re building an asset, not chasing one-off checks.
ISC helped create the first NIADA association-based insurance agency in NM. They developed a new revenue stream for our organization — their expertise has been invaluable.
What every partner asks first
For the insurance lines and commission share, yes — you’ll need appropriate P&C licensing. For AgentCare, merchant services, and the F&I products, no insurance license is required, and referral arrangements are available either way. We’ll map your setup on the call.
The calculators above show the shape; the exact split depends on the product, your role (sell, co-sell, or refer), and your state. We put your numbers in writing on the first call — before you bring us anything.
No. AgentCare and the protection products aren’t insurance, so they don’t interact with your carriers. The dealer program covers a class most agencies can’t write today — it’s business you were losing, not business you’re moving.
That works. Hand us the introduction and we run everything — you’re paid on what closes, and the client still hears your name in the room. Plenty of partners start there and step up later.
Most states, with a national market footprint behind it. Tell us where you and your clients sit and we’ll confirm on the spot.
Nothing. No sign-up fee, no quotas, no exclusivity. The only thing we ask for is a real relationship and a straight conversation.
One call. Your numbers, in writing.
Twenty minutes with our team: which products fit your book, what each pays, and the fastest first deal. No pressure — if it’s not a fit, we’ll say so.