Dealership Insurance products
On a daily basis your company touches the lives of many people whether that’s your contractors, clients, or potential customers. At any given point, one of these people could claim that your business has caused them harm, injury, or loss & initiate legal recourse. ISC will help to prepare you and protect against these types of risk through a wide range of products & services.
Auto dealers choose ISC because…..
At ISC, we understand your lot is busy with customer test drives, new or used car deliveries, and pre scheduled maintenance visits. Your business insurance should reflect the unique nature of your dealership. Which is why our staff of highly trained automotive specialists will work with you to create an overall insurance program custom fit for your dealership, no matter the size.
Products
Garage Liability – the essential building block to any Auto dealer liability product. ISC maintains relationships with many A+ rated carriers throughout the US in order to meet the demands that vary from state to state. GL protects the business in the event someone makes a claim against you or your business.
Dealer Open Lot (DOL) – We know dealers face unique exposures every day. Customers test drive unfamiliar vehicles. A steady stream of people entering & exiting the dealership. Maintenance & Safety for your inventory & service area. Meet the ever-changing needs of floor plan exposure with confidence.
Dealer Plates / Business Auto – If your business includes employees or customer test drive, you likely need a business auto liability policy. Our Auto Liability programs protect you & your business if one of your drivers or test drivers is found liable for injury or property damage.
Business Income – Property damage shouldn’t result in lost income! With our business income insurance endorsements, we can get the help needed to replace the loss of income during the covered event.
Cyber Liability – Data breaches are on the rise. While we hope this doesn’t happen to your business, it is a heightened risk in today’s society and your class of business poses a significant threat and easy mark for hackers. A properly structured cyber policy can mitigate the damages and restore the company and your customers that may have been affected as well.
EPLI / DO– While your employees are assets to help business succeed, they can also pose as a risk. Help manage these risks with EPLI and or Directors and Officers coverages. Various options available.
Umbrella – Commercial umbrella insurance covers large unexpected events that can have a devastating impact on your business, brand reputation, & financial stability. Standard GL policies can help protect from a broad range of situations however, at certain times when losses may exceed the primary insurance, Umbrella polices will rise to the occasion when activated and satisfy the difference up to the limit of the policy in force.
