Dealership Insurance
Your business impacts countless lives daily—contractors, clients, and potential customers alike. At any moment, someone could claim harm, injury, or loss caused by your business and take legal action.
ISC is here to help you prepare for and protect against these risks with a wide range of tailored products and services designed specifically for auto dealerships.
The foundation of any auto dealer liability program, garage liability insurance protects your business against claims of bodily injury or property damage. ISC partners with A+ rated carriers nationwide to meet the diverse demands of auto dealers across different states.
Dealerships face unique exposures every day: customers test driving unfamiliar vehicles, frequent foot traffic, and inventory maintenance challenges. With ISC’s Dealer Open Lot coverage, you can confidently address these risks, including evolving floor plan exposures, and protect your business’s most critical assets.
If your business involves employee or customer test drives, a business auto liability policy is essential. ISC’s auto liability programs ensure you and your business are covered for property damage or injury caused by your drivers or test drivers.
Property damage shouldn’t mean lost revenue. ISC’s business income insurance endorsements provide the financial support needed to replace lost income during covered events, helping you maintain stability during disruptions.
In today’s digital age, data breaches are a growing risk—especially for auto dealerships, which are prime targets for hackers. A structured cyber liability policy can help mitigate damages, restore operations, and protect affected customers in the event of a breach.
Employees are a key asset to your success, but they can also present risks. Employment Practices Liability Insurance (EPLI) and Directors & Officers (D&O) coverage help protect your business from claims of wrongful acts, discrimination, harassment, or other employment-related liabilities.
For large, unexpected events, umbrella insurance provides an extra layer of protection when losses exceed your primary coverage limits. Safeguard your brand reputation and financial stability with an umbrella policy that steps in when you need it most.
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