Repair shops, service centers, detailers, and quick-lube operators all work on other peoples vehicles, and that is exactly what standard business policies exclude. Automotive services insurance covers the liability and garagekeepers exposures that come with servicing customer cars.
What automotive services insurance covers
- Garage liability. Injury or property damage from your service operations.
- Garagekeepers. Damage to customer vehicles in your care, custody, or control.
- General liability. Slips, falls, and other premises claims.
- Completed operations. Claims tied to work after the car leaves the bay.
- Tools and equipment. Coverage for the gear your shop runs on.
Why service operations need specialized coverage
Every car in your bay is someone elses property, and a standard policy will not cover damage to it. Coverage built for automotive services protects the vehicles you work on and the work you do, so one mistake does not become an uncovered claim. ISC partners with A+ rated carriers to match the coverage to your operation.
How it fits with your other coverage
Automotive services coverage works alongside garage liability and commercial property so your building, your equipment, and the vehicles in your care are all protected. One team, one call when something happens.
Get an automotive services quote
Tell us about your shop and we will build a quote that fits. It is quick, with no obligation. Email sales@isccoverage.com, call (631) 750-6990, or request a quote here.
