The car with an accident on the CARFAX just became easier to sell, and worth more at trade-in.
ValueShield® is a dealer-friendly protection product that pays your customer up to $5,000–$10,000 more at trade-in when a covered accident shows up on their vehicle history. It answers the hardest objection on your lot, “but it has an accident on the CARFAX”, with a benefit your customer can see in writing.
Why dealers add ValueShield® to the menu
- Close more retail deals. “Your trade-in value is protected” turns accident-history anxiety into a selling point.
- Bring trades in at stronger numbers. Protected vehicles come back to you at book instead of grinding over diminished value, better front-end gross, cleaner lender approvals with lower loan-to-value.
- Menu profit on every contract. ValueShield® earns like your other F&I products while doing a job none of them do.
- Differentiation nobody nearby has. A protection story your competitors’ menus can’t tell.
How it works for your customer
If a covered accident appears on the vehicle’s history report, ValueShield® bridges the diminished-value gap when it’s time to trade in, up to the benefit level they chose. Simple example: a customer with a $10,000 benefit and a $7,000 covered claim receives a $7,000 stronger trade offer than the accident-adjusted value would allow. Real trade-in help, in writing, from the dealership that sold them the car.
Backed by ISC Coverage
ISC Coverage has specialized in auto-dealer insurance and F&I protection products for decades, dealership insurance, garage liability, surety bonds, and the full dealer protection menu. ValueShield® plugs into your existing menu with turnkey enrollment and support from a team that already works with hundreds of dealerships.
See what ValueShield® would do for your store’s numbers. Request a free dealer profit analysis, 15 minutes, your real inventory mix, no obligation. Call (631) 750-6990 or email sales@isccoverage.com.

