Dealerships hold exactly what criminals want: drivers license numbers, Social Security numbers, financing applications, and bank details for every customer who buys a car. Cyber liability insurance for auto dealers covers the cost of a data breach or cyberattack, from notifying customers to restoring your systems.
What cyber liability covers
- Data breach response. Customer notification, credit monitoring, and legal costs.
- Ransomware and extortion. Payments, negotiation, and recovery where insurable.
- Business interruption. Lost income when an attack takes your systems down.
- Customer liability. Claims from people whose data was exposed.
- Regulatory costs. Fines and defense where the law allows coverage.
Why dealers are prime targets
Your F&I department collects and stores sensitive personal and financial data on every deal, which makes dealerships a favorite target for hackers and phishing. A breach can shut down sales and service and trigger customer-notification duties under state law. ISC partners with A+ rated carriers to match the coverage to your operation.
How it fits with your other coverage
Cyber works alongside general liability, EPLI, and commercial property coverage so a data incident does not fall through the cracks between policies. One team that knows dealers, one call when something happens.
Get a cyber liability quote
Tell us how your dealership stores customer data and we will build a cyber quote that fits. It is quick, with no obligation. Email sales@isccoverage.com, call (631) 750-6990, or request a quote here.
