Your people are your dealership, but employment claims are one of the fastest-growing risks any dealer faces. EPLI insurance for auto dealers, or employment practices liability, protects your business when an employee or applicant alleges wrongful termination, discrimination, harassment, or retaliation.
What EPLI covers
- Wrongful termination. Claims that a firing broke the law or an agreement.
- Discrimination. Claims based on age, race, gender, disability, or other protected classes.
- Harassment. Including sexual harassment and hostile work environment claims.
- Retaliation. Claims that an employee was punished for reporting a problem.
- Legal defense. Defense costs, even for claims without merit.
Why dealers are exposed
Dealerships run on commission staff, fast hiring, and turnover, which are the exact conditions that produce employment disputes. A single claim can mean significant defense costs before any finding of fault. EPLI covers the defense and any settlement so one disgruntled hire does not put the business at risk. ISC partners with A+ rated carriers to match the coverage to your operation.
How it fits with your other coverage
EPLI pairs with general liability, cyber, and directors and officers coverage to protect the business from the inside as well as the outside. One team that knows dealers, one call when a claim lands.
Get an EPLI quote
Tell us about your team and we will build an EPLI quote that fits your headcount and exposure. It is quick, with no obligation. Email sales@isccoverage.com, call (631) 750-6990, or request a quote here.
