Despite the name, inland marine insurance for auto dealers has nothing to do with boats. It covers property that moves or sits away from your main location, like tools, equipment, and goods in transit that a standard property policy leaves exposed.
What inland marine covers
- Tools and equipment. Mobile diagnostic gear, shop tools, and portable equipment.
- Property in transit. Parts and vehicles moving between locations.
- Off-premises equipment. Gear used at job sites or away from the lot.
- Signage floaters. Coverage for signs during installation or transport.
- Property of others. Customer property in your care, custody, or control.
Why dealers need it
Property does not stay put. Loaner tools, mobile service, parts runs, and equipment on the move all fall outside standard building coverage. Inland marine follows the property wherever it goes, so a loss off-site is still covered. ISC partners with A+ rated carriers to match the coverage to your operation.
How it fits with your other coverage
Inland marine fills the gap between commercial property, which covers your fixed location, and business auto, which covers your vehicles. Together they leave nothing exposed, and one team means one call when something happens.
Get an inland marine quote
Tell us what equipment moves with your business and we will build a quote that fits. It is quick, with no obligation. Email sales@isccoverage.com, call (631) 750-6990, or request a quote here.
