Hotels and motels serve a constant flow of guests, and every guest is an exposure. Hotel and motel insurance protects hospitality properties from the liability and property risks that come with lodging, from slip-and-falls to guest property to the building itself.
What hotel and motel insurance covers
- Property. The building, rooms, furnishings, and contents.
- General liability. Guest injuries on the premises, including pools and common areas.
- Liquor liability. Coverage where you serve alcohol on site.
- Business income. Lost revenue after a covered closure.
- Specialty and marine exposures. Options for waterfront and coastal properties.
Why hospitality needs specialized coverage
High guest turnover, pools, restaurants, and 24-hour operations create exposures a generic business policy does not fit. Coverage built for hospitality matches how the property actually runs, so a claim at the front desk or the pool is covered. ISC partners with A+ rated carriers to match the coverage to the property.
How it fits with your other coverage
Hotel and motel coverage brings together commercial property and general liability so your building and your liability to guests are protected under one program. One team, one call when something happens.
Get a hotel and motel insurance quote
Tell us about your property and we will build a quote that fits. It is quick, with no obligation. Email sales@isccoverage.com, call (631) 750-6990, or request a quote here.
