Most businesses overpay to accept cards. Yours might be one of them, and one statement tells us.
ISC Coverage now offers merchant services to the same businesses we protect every day: dealerships, shops, and commercial clients across dozens of industries. The offer is simple. Send us one recent processing statement, and we’ll show you line by line what you’re paying, what it should cost, and exactly what switching would save. Real numbers from your real statement. Nothing to believe, just math.
See where you stand before you send anything
Two numbers off your last statement. No sign-up, nothing sent.
Rough estimate for illustration only. Surcharging rules vary by state and debit and prepaid cards cannot be surcharged; the exact figure comes from your statement.
Why businesses ask us for the review
- Processing fees creep. Rates that started fair rarely stay fair. Most statements we review contain padding the owner never agreed to and doesn’t notice.
- The review costs nothing. Fifteen minutes with one statement. If we can’t beat your current setup, we’ll tell you that too.
- One relationship, more solved. Your insurance and your payment processing under a team that already knows your business, with a person to call instead of a 1-800 queue.
- Dealership-smart. We know dealer transaction patterns: large tickets, deposits, and service department volume, and how they should be priced.
What we’ve found on real statements
Anonymized, but every figure below is off an actual statement we reviewed.
- A franchise auto dealer running about $527,000 a month was already adding a surcharge and still paying $4,292 every month in processing fees on top of it. They had no idea. Restructured, that is roughly $51,500 a year back in the business.
- A transmission and repair shop running about $23,000 a month was surcharging its customers the full 3% the card networks allow, while its processor was charging it about 4%. So it was passing a fee to customers and still paying about $518 a month itself. On the right plan, that is roughly $6,200 a year it keeps.
Different sizes, same story: the statement rarely reads in plain English, and the fees add up whether you surcharge or not.
How it works
- Send one statement. Email or upload one recent merchant statement. That is all we need to start.
- We run the numbers. You get a side-by-side analysis built on your actual volume and fees, showing what you pay now versus what it should be.
- You decide. If it makes sense, switching is handled for you, including equipment, setup, and support. If it doesn’t, we’ll tell you that too.
Who it’s for
Any business that runs cards and wants to know it’s paying a fair rate: auto dealers, repair and service shops, towing companies, and commercial operators of every size. Whether you already surcharge, pass fees along, or absorb them, the review works the same way and answers the same question: where do you actually stand?
Why it comes from ISC
We already protect dealers and business owners like you every day. Payment processing is the same idea applied to a different bill: know the real number, remove what shouldn’t be there, and keep one team accountable for it. No pressure, no jargon, and nothing out of your pocket to find out where you stand.
Get your free statement review. Email a recent statement to sales@isccoverage.com or call (631) 750-6990, and we’ll have your analysis back fast.
