Your building, your showroom, your service equipment, and your signage all keep the dealership running. Commercial property insurance for auto dealers protects those physical assets when fire, storm, theft, or vandalism hits, so a bad day does not become a closed business.
What commercial property covers
- Buildings. Your dealership structure and permanent fixtures.
- Business personal property. Equipment, tools, lifts, computers, and furnishings.
- Signage and lot improvements. The high-value items out front that draw customers in.
- Business income. Lost revenue while you rebuild after a covered loss.
- Theft and vandalism. Damage and loss from break-ins.
Why dealers need dealer-specific property coverage
A dealership is not a generic storefront. It has service bays, lifts, diagnostic equipment, and high-value signage that a standard policy can under-insure. Building the coverage around your actual property means you are made whole after a loss instead of left short. ISC partners with A+ rated carriers to match the coverage to your operation.
How it fits with your other coverage
Property covers your building and contents, while dealer open lot and garage liability cover your inventory and operations. Together they close the gaps, and one team means one call when something happens.
Get a commercial property quote
Tell us about your building and equipment and we will build a property quote that fits. It is quick, with no obligation. Email sales@isccoverage.com, call (631) 750-6990, or request a quote here.
